Cover your employee’s health like a boss !

The Employee Compensation Act, 1923 provides for the payment of compensation by the employer to its employees. An Employee Compensation Insurance Policy is a commercial insurance policy that covers the legal liability of an employer to provide compensation to its employee in case of their death or accident.

The policy covers statutory liability of an employer for the death of or bodily injuries or occupational diseases sustained by employee in the Insured’s immediate service and arising out of and in the course of employment Employer’s liability insurance covers for bodily injury to employees occurring within the scope of their employment when that liability is not covered by employees’ compensation.

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Features of Employees Compensation Insurance Policy:

  • Comprehensive coverage of all statutory requirements of employers
  • Reimbursement of legal expenses incurred with the company's consent
  • Covers death, permanent total and partial disability, and temporary disability of employees when at work

Workmen/Employee compensation policy covers the following:

  • Accidental death.
  • Permanent total disablement
  • Permanent partial disablement
  • Temporary disablement
  • Temporary disablement
  • Medical expenses arising of the injury (Add on cover)
  • Sub contractual employees (Add on cover)