Mandatory Medical Insurance for SME

Group mediclaim insurance cover is offered to the employees of an organization, which can also be extended to cover their family. The policy covers indemnification of medical expenses incurred by the insured during hospitalization & any illness or injury suffered in India. Pre & Post hospitalization medical expenses can be covered upto 30 days and 60 days and covers age from 91 days to 80 years.

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Features of Group mediclaim insurance :

  • In-patient hospitalisation
  • Pre & Post 60/90 days
  • Graded waiting period for specified illnesses
  • Discount for opting 20% copayment (Optional)
  • No disease wise limit
  • Ambulance cover

Benefits of Group mediclaim insurance

  • Helps in employee retention
  • Larger maternity coverage
  • Better benefits in low cost
  • Pre existing disease is covered from day 1